Going to Cash? Income Investor’s Take

Date: 2025-04-20 13:39:14

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When the market’s bleeding red, should you pull the ripcord and go to cash? It’s a question every investor wrestles with—especially during turbulent times. In this video, I break down the pros and cons of going to cash, from an income investor’s perspective. We’ll explore the risks of staying invested vs. selling everything, and look at how options like SGOV, BIL, and income-generating assets like ARCC, and Main Street Capital fit into this decision. If you’re thinking about hitting the eject button, this one’s for you.

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BIL Update: https://armchairincome.link/BIL

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Tariff Update: Moving Some Covered Call ETF funds to Fixed Income and Utilities:

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Timestamps:
00:00 Introduction
00:46 Places to store cash and earn 4% (ish). eg. SGOV and BIL
02:24 The Pros of Going to Cash
04:37 The Cons of Going to Cash
07:27 Questions to ask yourself before going to cash (ie selling in a panic)
08:55 Benefits of Income Investing during Market Corrections (it’s not all bad)
11:44 My decision on the question of whether to sell (spoiler alert…No)
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