Finance
Your Cash Is Losing 4% a Year 5 Better Places to Park It in 2026
Date: 2026-06-17 10:24:53
#retirementstrategy #incomeinvesting #financialfreedom
Is your cash sitting in a savings account earning 0.38% while inflation runs at 4.2%? That’s a guaranteed loss of purchasing power every year — and most people don’t realize how much it adds up.
In this video, I walk through 5 places to keep your cash, from the simplest to the most optimized: high-yield savings, brokerage money market funds (SPAXX & VMFXX), SGOV, CSHI, and short-term Treasury ETFs.
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⏱️ Chapters:
0:00 — Your cash is losing value
1:00 — Option 1: High-Yield Savings
2:02 — Option 2: Brokerage Money Market (SPAXX/VMFXX)
4:10 — Option 3: SGOV
6:21 — Option 4: CSHI
7:47 — Option 5: Short-Term Treasury ETFs
8:58 — The full spectrum, ranked
⚠️ DISCLAIMER
Dave is a licensed Investment Advisor Representative with LPL Financial. This video is for educational purposes only and is not personalized financial, tax, or investment advice. Your situation is unique — consult a qualified financial advisor or tax professional before making any decisions.
