Finance
Can You Retire at 62 With $1M? I Ran the Numbers.
Date: 2026-08-16 11:44:49
#retirementstrategy #incomeinvesting #financialfreedom
Can a couple actually retire at 62 with $1 million?
Sam and Diane are 62, just retired to Florida, no debt, no kids, a paid-off home, and $1 million split across taxable, traditional IRA/401(k), and Roth accounts. They want to spend about $72,000 a year and generate roughly $5,000 a month from their portfolio. We walk through what retirement actually costs them, why the first five years before Social Security do most of the heavy lifting, and whether the million dollars actually survives.
The question isn’t “How much yield can I get from my $1M?” It’s “What does my $1M actually need to do for me?”
▶️ Watch the full series from the beginning:
Your Income ETFs May Be Quietly Killing Your Growth
$5,000/Month From $1M — Without Selling a Share (2026)
$5,000/Month From $1M — 3 Hidden Risks
📩 Want to talk about your portfolio? Reach out — no cost, no obligation:
davewealthadventures@gmail.com
Thanks for watching! Have fun and keep investing!
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⏱️ Chapters
0:00 Meet Sam & Diane
2:01 What retirement actually costs them
3:17 Why the first five years matter
5:17 Is the $1M actually surviving?
6:35 The inflation problem
7:25 Breaking the plan – Stress test
6:45 More stress tests
9:34 The verdict
⚠️ DISCLAIMER
Investment Advice offered through 15 Wealth Advisors, LLC, a Registered Investment Advisor. This video is for educational purposes only and is not personalized financial, tax, or investment advice. Your situation is unique — consult a qualified financial advisor or tax professional before making any decisions.
Additional Tags:
Option Income ETFs. ETF investing in retirement. Income investing in retirement. Passive income.
